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Personal Banking Accounts

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  2. Personal Banking Accounts

Find the perfect account.

Find the perfect account.

Find the perfect account.

Let’s get digital.

Choose the way you pay.

  • CHECKING
  • SAVINGS
  • CD’S AND IRA’S
  • Digital
  • DEBIT CARDS
Here at FNBNWA, we like to keep it simple. That’s why all of our Personal Checking Accounts can be opened with as little as $50. Just take your pick. All personal checking accounts have the option of Over Draft privileges subject to eligibility. >Click here for more information regarding our overdraft policy.
Savings begins at any age. From our First Savers Account to our Money Markets, we’re sure that we can get you into a plan that will make investing for the future simple. We’ll help you invest because we are invested in you. The interest is a bonus.
Set aside money for a set term and get a better return on your money than with a savings account. We offer a wide variety of terms to fit your circumstances, and great interest rates to make sure you make the most of every dollar!

Access Checking

An Access Checking account is great for anyone and everyone.

$0

Minimum Balance
No monthly service fee w/ E-Statements. Free Digital Banking with Mobile Deposit and Debit Card.
Details
Open

Ultimate Checking

The Ultimate Checking Account includes free exclusive checks, a rewards account, and more.

$0

Minimum Balance
No minimum balance required. $7 Single or $8 Family monthly membership fee.
Details
Open

Max Checking

A Max Checking account has greater interest-earning potential than any other of our checking accounts. Plus, it comes with MAX benefits. Go ahead, and enjoy the perks!

$2,000

Minimum Balance
No fee with $2,000 balance and greater interest-earning potential.
Details
Open

Prestige Platinum Checking

Being over 50 never looked so good! Experience prestige benefits like free exclusive checks and shopping, travel, and Rx discounts.

$5,000

Minimum Balance
No fee with $5,000 average balance.
Details
Open

All personal checking accounts have the option of Over Draft privileges subject to eligibility.

Regular Savings

A savings account built to grow with you and for you.

$0

Minimum Balance
No monthly service fees.
Details
Open

Money Market Savings

Experience tiered savings rates, all with a lower minimum balance.

$1,000

Minimum Balance
No monthly service charge with $1,000 balance.
Details
Open

First Savers

Help your little ones learn the benefits of saving for their future with the First Savers Account!

$0

Minimum Balance
No minimum balance. No minimum deposit to open an account.No monthly service fee.
Details
Open

Christmas Club

Save for gifts for family and friends ahead of time, so you don’t have to stress! Open the account with as little as $5 and add as much as you want to it.

$0

Minimum Balance
No minimum balance. No monthly service fee.
Details
Open

Health Savings Account

Cheers to good health! Be prepared for whatever may come with a Health Savings account.

$2

Low Monthly Fee
No monthly fee with $5,000 minimum balance.
Details
Open

Certificate of Deposits (CD’s)

With multiple CD options, you'll be able to find the perfect fit in no time. Start setting aside your money for the future, today.
Details
Open

Individual Retirement Accounts (IRA’s)

If you want your retirement to live up to your financial expectations, you can rely on one individual: you.
Details

Digital/Mobile Banking

Enjoy 24-hour access to your First National Bank of NWA accounts through Digital Banking!
Details

theVault

Take control of your finances! Our free, easy to use software gives you a bird’s eye view of your accounts so you can see all of your finances in one location.
Details

Bill Payment

Bill Payment makes paying bills as easy as 1..2.. 3.. Send a payment to anyone, anywhere in the U.S. using the convenience of your computer and the internet. Bill Payment is FREE with estatement.
Details

iPay QuickPay

Use your voice to pay your bills through Amazon Alexa!
Details

Debit Card

With ATM locations across NWA, you’ll be able to bank on the go with your FNBNWA debit card.
Details

Digital Wallets

Making a purchase has never been more convenient. Use your devices at hundreds of locations and participating apps all through your digital wallet!
Details

Card Management

Customize spending limits and transaction locations. It’s banking made for you and by you!
Details

Mascot Cards

Show your school spirit with Mascot Cards!
Details

Community Cards

If you love NWA like we do, you’ll love our Community Cards! Get yours today!
Details

Get in Touch

  • Locate a Branch or ATM
  • Call (479) 621-6800Opens in your application
  • PO Box 7 Fort Smith, AR 72902Opens in your application
NOTICE: Email is NOT secure and may be intercepted by unauthorized individuals or entities. Never transmit any confidential personal or financial information via email.

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Banking on the Go

We have the tools to help you bank when and where you want.

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NMLS #766518

A Division of the First National Bank of Fort Smith

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Investments and Insurance Products: Not Insured by FDIC or any Federal Government Agency, May Lose Value, Not a Deposit of or Guaranteed by a Bank or any Bank Affiliate.

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