Personal Credit Cards

Apply for your Founder's
Credit Card today!

Convenience. Flexibility. Easy Access. Our credit cards offer fixed rates, great perks and customer friendly access within our Digital Banking to manage and pay your bill on the go. Founder's credit cards come with local customer support. After hours assistance, Cardholder Services 833-820-0996, Lost/Stolen Card 855-293-2458.

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Founder's Access Card

$0 annual or overlimit fees ⁽¹⁾
5.95% APR for first 6 months ⁽¹⁾
Fixed rate from 18.99% - 22.99% APR ⁽¹⁾
Digital wallet friendly
Free contactless card

Founder's Reserve Card

1% Cash Back ⁽²⁾
3.95% APR for first 6 months ⁽³⁾
Fixed rate from 13.99% - 21.99% APR ⁽³⁾
Digital wallet friendly
Free contactless card
Minimum $100,000 annual household income

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A Division of the First National Bank of Fort Smith

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