Founder's Access Card

*$0 annual or overlimit fees

*5.95% Introductory rate for 6 months

*Fixed rate ranging from 18.99% - 22.99%*

*Digital wallet friendly

*Free contactless card

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Founder's Reserve Card

*Cash Back and Rewards

*$0 annual or overlimit fees

*3.95% Introductory rate for 6 months

*Fixed rate ranging from 13.99% - 21.99%*

Digital wallet friendly

*Free contactless card

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A Division of the First National Bank of Fort Smith

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Convenience. Flexibility. Easy Access. Our credit cards offer fixed rates, great perks and customer friendly access within our Digital Banking to manage and pay your bill on the go. Founder's credit cards come with local customer support. APPLY NOW VIEW YOUR REWARDS