*3.05% Annual Percentage Yield (APY) and 3.00% Interest Rate, is paid on balances
up to $20,000 and 0.25% APY and 0.25% Interest Rate, paid on balances at $20,000
or above each statement cycle, if the following minimum requirements are met
during your monthly “Qualification Period”** . Must be enrolled in Online Banking.
Must log into Online Banking at least once during each monthly “Qualification
Period”. Must be enrolled in, and receive “eStatements”. Must have at least one
posted scheduled ACH transaction (Credit or Debit) during each monthly
“Qualification Period”. Must have at least fifteen (15) posted Debit Card “Point of
Sale” transactions during each monthly “Qualification Period” (ATM transactions
excluded).Visit one of our Team Members today for qualifications. You will receive
a $10.00 monthly fee if your balance falls below $1,000 during each statement
cycle. Personal accounts only. $50 minimum opening balance. No free checks with
this account. Rates subject to change at the bank’s discretion. Fees may reduce
earnings. See schedule of fees for more details. Interest Rate and APY effective as
of November 17, 2022. Member FDIC.
**”Qualification Period” is defined as: The period from the previous statement
date through the Tuesday before the third Wednesday of each month.

 3.05% Annual Percentage Yield (APY) and 3.00% Interest Rate and is paid on balances up to $3000.00 and 1.00% interest rate and 1.00% APY paid on balances above $3000.00 each quarterly statement cycle. Interest compounded daily. Must be under the age of 18 to qualify for a First Savers account. First Savers accounts will be converted to a regular savings account upon the minor’s 18th birthday. Must have a minimum of $0.01 to open the account. No monthly service fees. Rates subject to change at the bank’s discretion. APY and interest rate may change after the account is open. A person of the age of 18 years or older must be on the account with the minor to open the account.